Piedmont Home For Sale

4 Bedroom home in Piedmont Gated Golf Community just listed For Sale

jsrealty4u real estate piedmontThis immaculate 4 bedroom, 4.5 bathroom home in the Piedmont Gated Golf Community in Haymarket is located at 5928 Amber Ridge Drive. This home is convenient to shopping, restaurants, and multiple commuter options including I-66 and Rt. 15. Community amenities include a year-round indoor swimming pool and two Olympic-size outdoor pools with bathhouses. There are also tennis courts, a full-service fitness center, a large Community Center with meeting rooms and business center, and the beautiful Piedmont Golf Club.

real estate piedmont for saleHardwood floors can be found throughout the main level and a 2-story foyer features a designer chandelier imported from Venice, Italy! The gorgeous kitchen features granite counters, 42″ cabinets, stainless steel appliances and a center island with a breakfast bar. The living, dining, and family rooms all feature 7-piece crown molding. Large windows fill the house with tons of natural light. A separate laundry room with front-loading, top of the line washer and dryer, cabinets, shelving and utility sink can be found on the main level as well.piedmont for sale

Upstairs, the large Master bedroom features a sitting room with imported chandelier, crown molding, extra large walk-in closet, and plush carpeting. The Master bath includes an over sized vanity with dual sinks, recessed lighting, water closet, and a separate shower and tub. 2 additional bedrooms with large closets and remote-controlled ceiling fans share a Jack-and-Jill style bathroom. The 4th bedroom also includes a remote-controlled ceiling fan and it’s own private bathroom.piedmont for sale real estate

The fully finished walk-out basement includes a spacious rec room with full windows and recessed lighting. A designer bar with a sink and ceramic tile is perfect for entertaining! An amazing theater room is wired for sound and a projector and features recessed lighting and plush carpeting. An additional game room is also wired for sound and a 4th full bathroom features a pedestal sink and combination shower/Jacuzzi tub.piedmont gated community

The expansive backyard is beautifully landscaped and has a large stone patio, stone retaining walls and in-ground sprinkler system.

This home in Piedmont is situated on a peaceful and tranquil lot that backs to trees. Download our Amber Ridge Drive – Piedmont Listing Brochure for additional details. And to schedule a showing of this beautiful home, contact Scott Koval at 703-625-3446.

Fairfax Townhouse For Sale

Gorgeous end unit townhouse in Fairfax just listed for sale

jsrealty4u fairfax townhouseLocated at 12500 Flatwood Circle in the Fair Woods Community of Fairfax, Virginia, this 3 level townhouse is a commuters dream! Situated near Route 50, Fairfax County Parkway, and I-66, the Fair Woods community offers amenities such as tennis courts, tot lots, and over 40 acres of open space with connector trails/walking paths.

jsrealty4u fairfax for saleThe spacious and bright foyer has tile floors and recessed lighting. Large windows fill the home with natural light. Hardwood floors can be found throughout most of the main level. In the family room a beautiful slate surround wood-burning fireplace with a wooden mantle is perfect for those chilly nights. A gourmet kitchen features granite counter tops, plenty of cabinet space, stainless steel appliances, and a breakfast bar. A powder room with tile floor and designer light fixture is also located on the main level.jsrealty4u fairfax fair woods real estate

Upstairs the large Master bedroom has huge windows, a walk in closet, ceiling fan, and sitting area. The Master bath features a customized walk-in shower with built-in bench, dual shower heads and jets built into the wall! The 2nd bedroom has a huge walk-in closet and access to it’s own private bathroom.jsrealty4u fairfax

The lower level has been made into an “In-Law” suite, complete with kitchenette, sitting area with wood-burning fireplace, den, full bathroom, and separate washer/dryer. The backyard features a deck & patio. The townhouse also comes with a detached 1 car garage.

For additional details on this gorgeous townhome in Fairfax, or to schedule a private showing, contact Sarah Taylor at 703-475-1003. Don’t forget to ask about the new No Money Down program!

Centreville Home For Sale

Stunning Single Family Home in Centreville listed For Sale

With easy access to I-66 and Routes 28 & 29, this single family home in the Newgate community in Centreville has everything you are looking for!

Located at 5733 Newgate Tavern Court, amenities include events & activities hosted at the community swimming pool and pool house, basketball and tennis courts, and tot lots.jsrealty4u house for sale centreville

Pride of ownership really shows in this immaculate 4 bedroom, 2.5 bath home. New Hardwood flooring has been installed throughout the main level. The bright kitchen has recessed lighting and a breakfast area with a bay window. The family room off the kitchen boasts a wood burning fireplace. The separate formal dining room features crown molding and is perfect for entertaining. A powder room is also located on the main level.jsrealty4u centreville newgate home

Upstairs, the large Master bedroom features a walk-in closet and the attached master bathroom includes dual vanities. Three additional spacious bedrooms and a full bath can also be found on this level.

A large, fully fenced backyard off the family room features a patio, landscaping, a playground set, and storage shed.jsrealty4u centreville

Check out our slideshow:

Now is a great time to buy! And 1st time home buyers may qualify for the new VHDA NO Money Down grant! For additional information or to schedule a private tour of this beautiful home in Centreville, contact Scott Koval at 703-625-3446.

Sully Station Townhome For Sale

Townhouse listed For Sale in Sully Station area of Centreville

The JS Realty Team is excited to announce a new listing in the highly sought after Sully Station area of Centreville, VA! Located at 14742 Grobie Pond Lane, this 3 level townhouse has 3 bedrooms, 3 bathrooms, and 1 half bath. Extensive community amenities include pool and clubhouse access, tennis and basketball courts, and tot lots.for sale sully station jsrealty4u

Pride of ownership shows in this immaculate townhouse that has been freshly painted. New hardwood floors and new carpet have been installed on the main and upper levels. Tons of windows let in lots of natural light. The spacious kitchen features a pantry, space for a table, and lots of cabinet space. The formal living room and dining room feature hardwood floors and access to a large deck – perfect for entertaining! jsrealty4u sully station for saleOn the upper level, the Master Suite features 2 closets and an attached bathroom. 2 additional bedrooms featuring large closets and another full bathroom can also be found on the upper level.

The spacious walkout level has a Rec room with a wet bar and recessed lighting, and leads to an expansive backyard. The extra room in the basement could easily be used as a 4th bedroom.

Download our Grobie Pond Lane Listing Brochure for additional information on this Sully Station Townhome. To see this beautiful home in person, contact Scott Koval via email or call 703-625-3446.

St. Patrick’s Day in Loudoun County

Where to celebrate St. Patrick’s Day in Loudoun County 

It began as a religious feast day for the patron saint of Ireland, but it has become a worldwide celebration of Irish culture with parades, dancing, special foods and lots and lots of green! If you’re Irish – or Irish-at-heart, here’s where you can celebrate St. Patrick’s Day right here in Loudoun, on Thursday, March 17th.

st. patricks day irish jsrealty4u

Quattro Goombas Brewery
Breakfast & Brews – starting at 10AM
22860 James Monroe Hwy
Aldie, VA
Visit their Faceboook page for more info!

Bar Louie (One Loudoun)
Shamrock ‘n Roll – March 17th & 18th
Enjoy live music (Friday) & drink specials until 9PM both days!
20586 Easthampton Plaza
Ashburn,VA

The Ashburn Pub
Doors open at 8AM – full menu, two DJ’s, green beer, Jameson specials, giveaways and more!
44110 Ashburn Village Blvd.
Ashburn, VA

Finnegan’s Irish Pub
The party starts at 9AM with a special Irish Breakfast and runs non-stop until 2AM!
44050 Ashburn Village Blvd., #199
Ashburn, VA

Spanky’s Shenanigans Pub
Live music all day, starting at 11AM – $10 cover charge
538 E. Market St.

Leesburg, VA

O’Faolain’s Irish Pub
Kegs & Eggs Breakfast from 8-10AM, Taste of Ireland Lunch from 11AM-2PM, Irish Dinner Buffet from 3-11PM. Live music all day!
20921 Davenport Drive
Sterling, VA

And for the wee ones…st patricks day rainbow gold jsrealty4u clover

Monkey Joe’s Dulles
Come Hang out with “Lucky” Joe – Find the lucky coin and win a FREE party!
$5 admission all day.

23521 Overland Dr #120
Sterling, VA


Wherever you go and whatever you do, may the luck of the Irish be there with you. Sláinte!

Documents Needed for a Mortgage

What documents are needed for a mortgage loan approval?

Years ago there was actually a no documents loan process for certain types of loans. Those are not applicable in today’s world of mortgage lending. Today we’re providing you with a list of documents that are needed for final loan approval. Some documents are required whether the loan is for a purchase or a refinance; others are pertinent to a specific type of loan.JS Realty documents sign pen woman

Documents needed for either a purchase or refinance are as follows:

  1. Most recent pay stubs, showing a 30-day period
  2. Past two years W-2 forms and/or 1099’s (if self-employed)
  3. Signed Federal Personal Tax Returns for past two years
  4. Signed Federal Business Tax returns if applicable
  5. Asset statements for a 2 month period, or most recent quarterly statement. This should include any and all of the following and must include ALL pages.
    • Checking
    • Savings
    • Stocks
    • Bonds
    • Mutual funds
    • Money Market
    • 401 K’s
    • IRA’s
  6. If the property is or will be held in a Trust, provide Trust documentation
  7. For Investment properties:
    • Lease agreement for rental properties
    • Mortgage statement
    • Property tax bill
    • Homeowner’s Insurance Policy
    • HOA or Condo fees, if applicable
  8. Hazard Insurance (homeowner’s insurance) Policy
  9. Complete Divorce/Separation Agreement /Property Settlement agreements, if applicable
  10. School Transcripts and Diploma if you are a recent graduate
  11. Contact name and phone number for Verification of Employment

For VA loans, the following is required:

  1. VA Certificate of Eligibility
  2. Original statement of service or DD-214

For Purchases only, we need the following:

  1. Ratified Sales contract
  2. Copy of Earnest Money Deposit AND bank statement showing the check has cleared your account
  3. Name, address and phone number of landlords for past 2 years if currently renting
  4. Sales Contract for existing home if selling and vacating to purchase new home
  5. Settlement Statement from the sale of current residence if vacating to purchase new home

For Refinances only

  1. Copy of most recent mortgage statement
  2. Copy of Owner’s Title Policy or settlement statement indicating that you have owner’s title insurance
  3. Copy of existing Homeowner’s Insurance Policy

Whether you’re purchasing or refinancing a property, you can download a copy of this List of Documents to help aid in your search for a loan. This list will be helpful to both you and your Lender as you work through the processing of your loan.

FREE Money for a Down Payment!

No Money Down Home Loans are Back!

The VHDA just announced that they plan to roll out a program that offers down payment grants for qualified first time buyers on Monday, March 14. That’s basically free money!Virginia Dollar Sign JS Realty

These non-repayable grants are for 3% (Conventional) or 3.5% (FHA) of the purchase price. When combined with a mortgage credit certificate (tax credit) this is a great way to purchase a home with no money down.

This program is designed to help first time home buyers (or buyers that have not owned a home in the past 3 years) realize the American dream of home ownership. Now, there are income and sales price limits, so this is not for everyone. However, this will enable home buyers who need help with the down payment to purchase a home.JS Realty New Home Buyer RulesHere are some of the parameters of this grant that buyers must follow:
-Intend to live in the home
-May not use home for trade or business
-Lot size limited to 2 acres (unless a waiver is obtained, which will allow up to 5 acres)
-Demonstrate creditworthiness
-Demonstrate stable income
-Take and complete VHDA’s Homeownership Education class

You can view the specific income and sales price limits to qualify for this grant here.  The income and sales price limits also vary depending on where in Virginia you live. This creates an opportunity for home ownership where it may not have been possible otherwise.

We want to help you make your dream of home ownership come true!

Take advantage of this amazing program! Contact Scott Koval and Sarah Taylor at the JS Realty Team for a personalized consultation.

Leap Day Around the World

Fun facts about Leap Day from around the globe

First, let’s talk about why we even have an extra day. The whole point of the Leap Year is to help adjust our Gregorian calendar (the 365-day calendar we all use today) to the solar calendar (which lasts 365 days, 5 hours, 48 minutes, and 45 seconds). Those extra hours, minutes, and seconds add up and can throw us a little off schedule. So we add the extra day in every 4 years to make sure things like spring and autumn are celebrated with some regularity each year. Although sometimes, that extra day just isn’t enough. Last year scientists called for a “Leap Second” which was added on June 30th at 11:59:60PM. This has happened 26 times since 1972.

Since this day affects just about everyone around the globe, let’s take a look at some fun facts, traditions, and celebrations from around the world.

Grab a Newspaper
jsrealty4u leap year paper franceSince 1980 a satirical newspaper called “La Bougie du Sapeur” (The Soldier’s Candle) has been published in France on February 29th. The paper started out as a joke among friends, but its circulation now tops 200,000 copies! Its name was inspired by a comic book character drawn by the artist Christophe, who was born on the 29th of February. The paper uses content from real news stories and puts a comic twist on them. They have also started publishing a Sunday Edition, which appears about every 28 years!

The editorial team of La Bougie du Sapeur is composed entirely of volunteers. There is no advertising, so the paper counts entirely on its circulation. Often times, the proceeds from the sale of the paper are donated to a charity.

Time to Get Married!JSrealty4u leap proposalIn the past, in many European countries, Leap Day was considered the only acceptable day for a woman to propose marriage to a man. If said man refused, he must then purchase 12 pairs of gloves for the woman (to hide the fact that she isn’t engaged). In Finland, however, the refusing man must purchase the lady fabric for new skirts.

Unlucky Love
In Greece, however, marriage during a Leap Year is considered unlucky! In fact, a recent survey showed that 1 in 5 couples purposely avoided getting married in a Leap Year.

Happy Birthday! 
An estimated 187,000 Americans were born on Leap Day and another 4 million worldwide. The odds of being born on February 29th are 1  in 1,461 – which makes it pretty rare for one Leapling (as they are called) to meet another.

Leap Year Capital of the World
jsrealty4u leap year day celebrateIn February of 1988, the city of Anthony, Texas declared itself the “Leap Year Capital of the World” and started an international Leapling Birthday Club.

The Texas-New Mexico border town now celebrates the February 29th birthdays annually with events lasting 3-4 days, that include festivals and a parade!

 

Toast the Day
Created by bartender Harry Craddock at the London Savoy Hotel in 1928, the Leap Day cocktail is a the colorful cousin of the martini. We snagged the original recipe, so you can make your own cocktail to celebrate the extra day this year!jsrealty4u leap drink cheers

1 dash of lemon juice
2/3 Gin
1/6 Grand Marnier
1/6 Sweet Vermouth
Shake, pour, and garnish with a lemon peel!

Cheers to a fun Leap Year!

Beautiful Townhouse For Sale

Located in Lorton, Virginia, this beautiful 3 level townhouse is for sale

Pride of ownership shows in this 3 bedroom, 4 bathroom townhouse located on Plaskett Forest Lane in Lorton, Virginia. Great for commuters, this beautiful townhome is located in the Masons Passage Community and is close to I-95 and the VRE – Virginia Railway Express. Enjoy shopping, dining, and much more with the Lorton Community Library and Lorton Station Town Center just minutes away. You can even play a round of golf at the Pohick Bay Golf Course – it’s not even a 5 minute drive from the house!

The immaculate home feels brand new thanks to all the upgrades! New paint, new stove, new washer & dryer, new hot water heater, and even new flooring on the upper level. Large windows throughout the house provide lots of natural light and showcase the hardwood floors on the main level.

jsrealty4u lorton beautiful kitchenThe open kitchen features stainless steel appliances, granite counters, a custom tile backsplash and a center island with a breakfast bar. Off of the breakfast room a large deck is easily accessible through a sliding glass door.  The main level also features a formal living room with crown molding and a powder room with pedestal sink and ceramic tile.

jsrealty4u master real estate beautifulUpstairs, the spacious Master bedroom boasts a vaulted ceiling and a walk-in closet. Relax and unwind in the Jacuzzi tub located in the attached master bathroom. 2 additional bedrooms and a full bathroom are also found on this level. The bedrooms feature large closets and new flooring.

The lower level entry contains a powder room and separate laundry/utility room. The large rec room walks out into a fully fenced backyard.

Enjoy a virtual tour of the home here:

For more information, download the Plaskett Forest Lane Listing Brochure.

To view this beautiful townhome in person, contact our Expert Realtor Scott Koval at 703-625-3446.

Incentives for Van Metre Homes

Current incentives for buying a new Van Metre home in Brambleton

incentivesBuying a new home is exciting! Picking out kitchen cabinets, flooring, and other design options to make the space your own is a lot of fun. It can also often come with a hefty price tag.

Since 1955, Van Metre Homes has matched more than 16,000 Northern Virginia families with their dream home. They not only create custom, quality, luxury homes – they’re affordable, too! And right now, if you take advantage of the incentives they have available, you can build the home of your dreams in Brambleton without breaking the bank.

jsrealty4u van metre homes incentivesCurrent Van Metre Brambleton incentives include:

-Closing cost discounts of up to $10,000 when using Intercoastal Mortgage Company for your loan and Walker Title for settlement

-Receive a $10,000 Design Studio Credit through February 29th!

What this means for you:

-Saving the $10,000 at closing costs could lower mortgage insurance costs, and in turn, lower monthly mortgage payment
jsrealty4u van metre incentives award-The savings could also be used for upgrades or options such as a walk-way, deck, porch or finished basement
-A new home from an award winning builder
-No concerns about maintenance and upgrades
-Location, location, location! Loudoun County is one of the fastest growing and affluent counties in the USA

Interest rates are still hovering around historic lows. While fixed rates seem to be trending up, adjustable rate mortgages with initial fixed periods are still near all-time lows. If you’re ready to move into a new home, Van Metre has several quick delivery options available, and some can still be customized. It’s a great time to lock in low rates on a quick delivery home and take advantage of the current incentives!

JS Realty Calculating Money Finance incentivesWe’d love to help you build the home of your dreams! If you’d like more information about obtaining a loan through Intercoastal Mortgage, contact our preferred Lender, Keith Harris.