Women Buying Homes: 3 Key Tips

3 Tips for Women during the Home Buying Process

*Updated January 2018

Looking back, I have had the pleasure of working with women throughout most of my professional life. In my first career as an Esthetician, jsrealty4u women home facial men spaI worked in a Day Spa, where day after day a vast majority of our clientele was women. That’s not to say I never saw men – some guys do love their facial treatments! Fast forward to the present and my Real Estate career. Over the past 13+ years in this industry, I’ve worked with both men and women, and I can honestly say there is a difference between the two. While both are treated equally at the table, they show up with a different view on the Real Estate transaction, and their approaches and needs can be very different as well.

jsrealty4u women home buyingTrue or False? 

Single women make up 23% of first time home buyers.

According to the National Association of Realtorsit’s true!  Most women would tell you that there is a huge sense of independence in owing their own home, and it often helps them feel they are in charge of their future and financial goals. Regardless of whether they are single or not, women have a tendency to want to settle in and put down roots. Buying a home can give them the opportunity to do just that, while gaining a great sense of community and belonging. Here are the top 3 things Women need to know when buying Real Estate.

Know Your Budgetbudget women buying homes real estate jsrealty4u

First and foremost, what can you comfortably afford? This is key, as no one wants to be “house poor”. Getting in touch with the right professionals is going to be critical, so finding a great Realtor should be at the top of your to-do list. Realtors are a great resource when it comes to buying a home. Not only do they know home buying and selling inside and out, but a great agent is going to know all the key players needed during the transaction – including a great lender.

Once you have contacted your Realtor, request the names of several Lenders they recommend. Contact the Lenders to get pre-qualified for a loan. Fully understanding how much you can comfortably afford and still maintain the lifestyle you enjoy, is going to make or break your buying experience. For example, you may be able to afford $2,500.00 per month for your PITI payment (principal, interest, taxes, insurance), but do you really want to spend that much? If you spend that much can you reasonably maintain your lifestyle or are you going to have to cut back (less Starbucks, wardrobe adjustments, less travel, etc.)? If you are not willing to cut back then you have to know what comfortable means to you, and what that equates to in a purchase price. Women tend to look at Buying as an investment into their future, and will often proceed with caution. Take a hard look at the short term and the long term goals. You may even want to get in touch with a financial advisor to understand the big picture.

Know Your Home Style
jsrealty4u women buy home homebuyer real estate

Understanding what type of home you can afford, and what other expenses may be involved in owning this style of home is very important. If you can afford a single family home, you need to know ahead of time what the monthly, yearly, and even next 5 years will cost just for maintenance. And maintenance on a single family home may include simple things like the lawn and interior touch ups. It could also be potentially large expenses such as roof repairs or new windows.

If you have a clearer idea of what style home you want, whether it is a single family home where you can plant a garden, a townhome with a smaller backyard, or a condo where the gardens are maintained for you, this can be a real time saver. Consulting with your Realtor about this is extremely helpful. They will ask the right questions to help you understand more about what type of home is right for your lifestyle in the market you are located in.

Know Your Team

Last but not least, surround yourself with a great team – Realtor, Lender, financial advisor, home inspector, etc. Starting out with the right team can make all the difference in the home buying experience. Women often rely on and trust other professionals, so forming a team you can trust will provide a level of comfort along the way. Most likely you will only buy a few homes over the course of your lifetime. Take your time, do your research and make sure you feel comfortable with making the right decision. Buying a home is a wonderful experience, but it is not something to rush.

jsrealty4u team hofer koval taylor dunn charpentierWe love helping our clients find the right home! Whether this is your first home or your fourth, we are happy to help you through the home buying and selling experience. We believe in transparency and our experience and commitment to helping you find your dream home leads you to a wonderful real estate experience. Contact us today to find out more about the programs we offer – like cash back to our home buyers and our cutting edge, enhanced listing service.

With over $500 million dollars in closed real estate transactions you can be sure the JS Realty Team knows how to get deals done! Our clients are happy to refer us to their friends and family, and you can read some of our reviews here.  We are the expert Real Estate Agents you’ve been looking for! 

2 Bedroom Condo For Sale in Bull Run!

Bull Run Condo For Sale!

Bull Run - 8206 Winstead Pl 201 Jackie Koval JSRealty4U

 

Bull Run condo Just Listed for sale, 8206 Winstead Pl #201 in Manassas. This 2 level condo boasts 2 spacious bedrooms and 1.5 baths. Windows galore fill home with lots of natural light. In addition, it is located in the Bull Run Condo Community.  Bull Run Condos offer pool, exercise room, tot lots, community center, picnic/BBQ area and more! Also, this condo is a short distance from the Bull Run Plaza which contains loads of shopping, restaurants and entertainment options! Furthermore, this home is in a fantastic location with easy access to I-66, VA-28 and Prince William Parkway. As a result, it is a perfect location for commuters, close to multiple commuter lots and bus stops. A must see!

MAIN LEVEL FEATURES

General features on main level include Powder Room with updated vanity and hardwoods floors. Entrance into Foyer with hardwood floors and large coat closet.

Bull Run - 8206 Winstead Pl 201 Jackie Koval JSRealty4U

Beautiful Kitchen features Granite counters, updated appliances, custom back-splash, built-in microwave, as well as, room for table.

Bull Run - 8206 Winstead Pl 201 Jackie Koval JSRealty4U

Separate, Formal Dining Room with designer light fixture, which is great for entertaining! Additionally, Dining Room includes pass through to kitchen creating a bright, open concept.

Bull Run - 8206 Winstead Pl 201 Jackie Koval JSRealty4U

Spacious Living Room includes ceiling fan as well as gorgeous gas fireplace with marble surround and wood mantle

Upper LEVEL FEATURES

Bull Run - 8206 Winstead Pl 201 Jackie Koval JSRealty4U

Light Filled Master Bedroom with vaulted ceiling, walk-in closet, ceiling fan as well as plush carpeting.

Bull Run - 8206 Winstead Pl 201 Jackie Koval JSRealty4U

Second Large Bedroom with vaulted ceiling, ceiling fan, large closet as well as plush carpeting.

Furthermore, upper level features Jack and Jill style bathroom with dual, over-sized vanity. In Addition, separate laundry room with shelving is located on the upper level. Includes brand new, high efficiency, stainless steel, front-loading washer and dryer.

This beautiful property in Bull Run is a MUST SEE in person!
Contact Expert Realtor Jackie Koval at 703-340-5091 to schedule a private tour of this home. And don’t forget to follow us on Social Media for the most up-to-date Real Estate information – @JSRealty4U!

In conclusion, more information about our rebate program can be found online at JSRealty4U.com OR for more listing videos, check out our YouTube Channel!

Stunning Great Falls Home For Sale

Stunning Great Falls Home with 4 bedrooms and a Pool For Sale

This beautiful Great Falls home is located at 938 Holly Creek Drive in a quiet cul-de-sac on a private pipe stem with a spectacular pool. Its one of a kind lot overlooks mature trees & backs to an easement. Boasting 3 full baths, 1 half bath, 2 car side load garage & two wood burning fireplaces. 4,312 square feet of elegant living space with an abundance of natural light.

Stunning Great Falls Home

Main Level
Grand two story & gleaming hardwood floors throughout the main level. Formal living room & dining room with crown molding, bay window & two-sided brick fireplace with slate hearth. Perfect for formal entertaining! Bright sunroom that shares the two-sided fireplace. Private office/library with bright French door. Upgraded plantation shutters throughout.

Stunning Great Falls Home

Gourmet custom kitchen featuring 42” distressed cabinets, dark hardwood floors, double oven wall, granite, upgraded iron cabinet pulls, knobs, & matching light fixtures, under cabinet & recessed lighting. Breakfast nook with table space & bright bay window.

Stunning Great Falls Home

Sunken two story family room with soaring 16’ cathedral ceiling, skylights, built-in shelves/cabinets & new carpet. Stunning two story brick wood burning fireplace with raised hearth & wood box.

Stunning Great Falls Home

Upper Level
Magnificent master bedroom boasts a sitting room with built-in shelves & two large walk-in closets.

Stunning Great Falls Home

Luxurious master bath en suite features cathedral ceiling, skylights, modern light fixtures, separate vanities, Jacuzzi tub & large glass shower.

Stunning Great Falls Home

The upper level has three additional bright bedrooms boasting new carpet, plantation shutters, new neutral paint, ceiling fans & large double door closets.

Stunning Great Falls Home

Lower Level
Finished walk out lower level with ample natural light. The large recreation room has recessed lighting, a wet bar with cabinets, beverage refrigerator, ceramic tile floors & new carpet. The lower level also includes a full bathroom, two additional finished rooms with closets, recessed lighting & new carpet. Perfect for guests & entertaining!

Stunnging Great Falls Home

The backyard features a breathtaking pool & picturesque landscape. The home backs to mature trees & private easement. The pool includes a hot tub & mosaic tile surround. Two large wood decks, flagstone patio, stone retaining walls, sprinkler system, fully fenced yard, landscaping & two storage sheds complete the ideal backyard oasis!

Stunning Great Falls Home

Check out our video of this stunning home in Great Falls, VA.
If you’re ready for a private tour of this spectacular home, give us a call at 703-475-1003!

Fairfax Townhouse For Sale

Gorgeous end unit townhouse in Fairfax just listed for sale

jsrealty4u fairfax townhouseLocated at 12500 Flatwood Circle in the Fair Woods Community of Fairfax, Virginia, this 3 level townhouse is a commuters dream! Situated near Route 50, Fairfax County Parkway, and I-66, the Fair Woods community offers amenities such as tennis courts, tot lots, and over 40 acres of open space with connector trails/walking paths.

jsrealty4u fairfax for saleThe spacious and bright foyer has tile floors and recessed lighting. Large windows fill the home with natural light. Hardwood floors can be found throughout most of the main level. In the family room a beautiful slate surround wood-burning fireplace with a wooden mantle is perfect for those chilly nights. A gourmet kitchen features granite counter tops, plenty of cabinet space, stainless steel appliances, and a breakfast bar. A powder room with tile floor and designer light fixture is also located on the main level.jsrealty4u fairfax fair woods real estate

Upstairs the large Master bedroom has huge windows, a walk in closet, ceiling fan, and sitting area. The Master bath features a customized walk-in shower with built-in bench, dual shower heads and jets built into the wall! The 2nd bedroom has a huge walk-in closet and access to it’s own private bathroom.jsrealty4u fairfax

The lower level has been made into an “In-Law” suite, complete with kitchenette, sitting area with wood-burning fireplace, den, full bathroom, and separate washer/dryer. The backyard features a deck & patio. The townhouse also comes with a detached 1 car garage.

For additional details on this gorgeous townhome in Fairfax, or to schedule a private showing, contact Sarah Taylor at 703-475-1003. Don’t forget to ask about the new No Money Down program!

Centreville Home For Sale

Stunning Single Family Home in Centreville listed For Sale

With easy access to I-66 and Routes 28 & 29, this single family home in the Newgate community in Centreville has everything you are looking for!

Located at 5733 Newgate Tavern Court, amenities include events & activities hosted at the community swimming pool and pool house, basketball and tennis courts, and tot lots.jsrealty4u house for sale centreville

Pride of ownership really shows in this immaculate 4 bedroom, 2.5 bath home. New Hardwood flooring has been installed throughout the main level. The bright kitchen has recessed lighting and a breakfast area with a bay window. The family room off the kitchen boasts a wood burning fireplace. The separate formal dining room features crown molding and is perfect for entertaining. A powder room is also located on the main level.jsrealty4u centreville newgate home

Upstairs, the large Master bedroom features a walk-in closet and the attached master bathroom includes dual vanities. Three additional spacious bedrooms and a full bath can also be found on this level.

A large, fully fenced backyard off the family room features a patio, landscaping, a playground set, and storage shed.jsrealty4u centreville

Check out our slideshow:

Now is a great time to buy! And 1st time home buyers may qualify for the new VHDA NO Money Down grant! For additional information or to schedule a private tour of this beautiful home in Centreville, contact Scott Koval at 703-625-3446.

FREE Money for a Down Payment!

No Money Down Home Loans are Back!

The VHDA just announced that they plan to roll out a program that offers down payment grants for qualified first time buyers on Monday, March 14. That’s basically free money!Virginia Dollar Sign JS Realty

These non-repayable grants are for 3% (Conventional) or 3.5% (FHA) of the purchase price. When combined with a mortgage credit certificate (tax credit) this is a great way to purchase a home with no money down.

This program is designed to help first time home buyers (or buyers that have not owned a home in the past 3 years) realize the American dream of home ownership. Now, there are income and sales price limits, so this is not for everyone. However, this will enable home buyers who need help with the down payment to purchase a home.JS Realty New Home Buyer RulesHere are some of the parameters of this grant that buyers must follow:
-Intend to live in the home
-May not use home for trade or business
-Lot size limited to 2 acres (unless a waiver is obtained, which will allow up to 5 acres)
-Demonstrate creditworthiness
-Demonstrate stable income
-Take and complete VHDA’s Homeownership Education class

You can view the specific income and sales price limits to qualify for this grant here.  The income and sales price limits also vary depending on where in Virginia you live. This creates an opportunity for home ownership where it may not have been possible otherwise.

We want to help you make your dream of home ownership come true!

Take advantage of this amazing program! Contact Scott Koval and Sarah Taylor at the JS Realty Team for a personalized consultation.

OPEN HOUSE – TO HOLD OR NOT TO HOLD

Should Your Real Estate Agent Hold an Open House?

Open House Blog Revised February 2018

The JS Realty Team @ Samson Properties believes that an Open House can add value when helping our clients sell their home. Our goal is to sell the home for top dollar in the shortest amount of time possible. From increased traffic to providing additional feedback, Open Houses are an integral part of our marketing plan.

MORE TRAFFIC = MORE POTENTIAL BUYERS

open house jsrealty4uOpen houses bring people through your front door. Yes, some of those visitors will be people “just looking”, who have no intention of buying a home at the moment. However, they have friends, relatives, and co-workers that they might mention the home to. Open Houses also attract Buyers that are just starting out on their home search. A lot of new buyers like to get a feel for the area and what type of home they can afford by attending an Open House. A National Association of Realtors study revealed that 45% of home buyers used Open Houses as a source for information. Your open house may even convert one of those people who are “just looking” into an urgent Buyer if they really like what they see. The fact is – the more people that come through your home, the better chance you have to sell it.

FEEDBACK

open house jsrealtyOpen Houses provide great feedback to the listing Agent and the Seller. Whether it’s a neighbor or a potential Buyer, an experienced Agent is going to try to get as much feedback about the home as possible from the visitors. The kitchen may be updated but the bathrooms are smaller than the house a few doors down. Your yard is landscaped and well cared for, but the house across the street hasn’t seen a mower all season. Maybe last month 3 new families moved in, all with young children. This is the kind of additional feedback on the home and neighborhood that could possibly be helpful to the listing Agent and Seller. This is a great way to gauge the markets response to a home for sale.

SEEING IS BELIEVING

There is a segment of the population that likes doing things “the old fashioned way.” They go out on Sundays and check out the homes in neighborhoods they are interested in. Believe it or not, not everyone wants to see a home exclusively online. Some people actually want to get out and see it for themselves, on their own. Pictures and virtual tours can only tell you so much. Viewing space, layouts, and getting an overall “feel” for the home is an important part of the buying process.

LIVING IN A SHOWROOM

Ashburn Farm Preston Real Estate jsrealty4u open houseHaving your home on the market and keeping it ready for showings is not easy. You can possibly reduce the number of individual showings by holding an Open House. Your potential buyer might visit your home and therefore not need to schedule a private showing. This will mean one less appointment you would have to get ready for!

MARKETING TOOL

Holding an Open House can also be used successfully as a marketing tool. In today’s fast paced market Sellers need to use every tool available to them to get the best possible price for their home. And Open Houses are definitely one of the best tools at your disposal!

If you’re looking to buy or sell a home, Scott Koval and the JS Realty Team can help you find the best solution to your real estate needs! Contact Scott online or by calling 703-625-3446.

NEW LISTING IN CENTREVILLE VIRGINIA

JS Realty - 6068 Billingsgate - Front of HomeThe JS Realty Team is please to introduce you to our newest listing!
6068 Billingsgate Lane is located in the heart of Centreville, VA in the London Towne West Community. This townhome is filled with natural light and is a commuters dream! Just minutes from I-66, Routes 28, 29, & 50 and a short drive to shopping, restaurant & entertainment. It’s an easy walk to the London Towne Elementary School and Centreville’s Cub Run Trail System. 

JS Realty - 6068 Billingsgate - Kitchen 2Hardwood floors can be found throughout the main level. The kitchen features granite counter tops, plenty of cabinet space, and a custom backsplash. Recessed lighting and a breakfast bar complete this beautifully updated kitchen.

For Sale Centreville JSRealty4uSpacious family room has large windows that let in tons of natural light. The dining room boasts designer lighting and access to the fenced-in backyard.

Inside the Master bedroom is a huge closet, with a dual-entry Master Bathroom. 2nd bedroom features a large closet while the 3rd bedroom offers private access to a full bathroom.

The large Rec Room & Den are perfect for family movie night! A full bathroom and huge laundry room with shelving and extra storage can also be found on this level.

Don’t miss out on this charming townhome in Centreville, VA! Call us today at 703-475-1003 for a private tour!

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The JS Realty Team – not only serving Brambleton, serving all of Northern Virginia.

SELLING YOUR HOME FOR TOP DOLLAR

One of the questions Sellers ask us when placing their home on the market is, “How much are we going to sell my house for?” Naturally, all Sellers want their home to sell for the most money possible. That’s a great goal to have, and the JS Realty Team @ Samson Properties has some great tips on how to accomplish that goal.

5 Ways to Get Top Dollar For Your Home:

HIRE AN EXPERIENCED LISTING AGENT
Meeting Realtor ContractsThis is arguably the single most important step. Your Agent needs to know the market and neighborhood very well. You’ll want to hire an Agent with a lot of experience, but in this industry, experience doesn’t equal years in business. What you want to look for is the number of transactions. Finding an Agent that has sold a lot of homes shows you that the agent is successful in selling homes and knows how to negotiate for you. Transaction Experience is the best way for an Agent to learn negotiating skills. Your Agent should also have an extensive marketing plan that includes professional photos, a virtual tour, social media platforms, and a strong web presence. Another important element of a strong listing Agent is monitoring feedback and communicating with you – the Seller.

PRICE YOUR HOME CORRECTLYJS Realty empty pocket shortIf you over price your home, you will reduce the number of showings with qualified, serious buyers – because they will know the neighborhood and market. Serious Buyers will have been tracking your neighborhood and today’s Buyers are in tune with the market value. We have heard Sellers say “Let’s just try this price and see what happens”. That strategy does not work well because the first two weeks the home is on the market is when the most buzz and excitement for the new listing is happening. If the Seller has overpriced the home, Buyers will look elsewhere and your listing will lose out on the initial enthusiasm. If the Seller stays overpriced for too long, then the listing becomes “stale” and that tends to encourage low ball offers.

GET YOUR HOME IN SHAPE
JS Realty Rent Sell Landscape HomeThe old adage “you never get a second chance to make a first impression” is very apropos when selling your home. Make sure the front yard, front door, and surrounding area is in top condition. As the Buyer approaches your home and are waiting to get in, they are feeling their first impressions, so make it shine! If you are going to upgrade, concentrate on kitchens, baths, floors, and walls. These will give you the most bang for your buck. Inexpensive fixes like paint, replacing old drapes, replacing door handles, kitchen and bath hardware, light fixtures, and leaky, rusty faucets can go a long way on a tight budget. For more ideas on sprucing up your home check out last week’s blog!

HAVE AN OPEN DOOR
JS Realty calendar close upIt seems like everyone these days has a crazy, busy schedule. It can be difficult, but if you make your home available for showings and try not to limit the showing times, that can go a long way towards finding the right Buyer and the right price! The key to getting a great contract is to have as many people as possible seeing your home. If you miss out on a Buyer because of restricted showing times, you could have missed your best offer.

CONTACT THE JS REALTY TEAM @ SAMSON PROPERTIES
JS Realty Samson Team Real Estate RealtorsWith over $200 million in sales, the JS Realty Team @ Samson Properties has the transaction experience, market knowledge and marketing program to help you achieve the goal of selling your home for top dollar. Our web strategy and social media campaign have helped hundreds of Sellers maximize their homes value.

Contact us today! We would be more than happy to show you our program for selling homes.

JS Realty Free Analysis Contact UsThe JS Realty Team – not only serving Brambleton, serving all of Northern Virginia

 

NEW LISTING IN ASHBURN VIRGINIA

JS Realty - Tholen - Front ExteriorThe JS Realty Team recently listed this gorgeous town home in Ashburn, Virginia and it’s a MUST SEE! Located at 20393 Tholen Street in Ashburn, this town home boasts tons of windows and a Surround Sound System throughout! Just steps from the community pool & tennis court, this home is also close to Routes 7, 15, & 28, the Dulles Greenway, and Wasington-Dulles International Airport.

10-foot ceilings are located throughout the main level, along with gorgeous tile and laminate wood flooring and crown molding. The kitchen has custom granite counter tops & backsplash, an over sized granite island, and pantry. Ashburn For SaleThere’s also a custom wine cellar that was cleverly hidden beneath the staircase.

The family room features a stone-surround gas fireplace, built in shelves, and access to the deck and the 2-car garage.

JS Realty - Tholen - Master BathUpstairs, the Master bedroom has 2 walk-in closets, and the en-suite bathroom features a Jacuzzi tub and walk-in shower. The 2 additional bedrooms have walk-in closets.  A laundry room and den can also be found upstairs, along with a loft that would make a great kids playroom!

This move-in ready home is just a short drive to shopping, dining, & entertainment at Ashburn’s new hot-spot, One Loudoun. Call us today at 703-475-1003 for a private tour!

JS Realty Free Analysis Contact Us

The JS Realty Team – not only serving Brambleton, serving all of Northern Virginia.