Women Buying Homes: 3 Key Tips

3 Tips for Women during the Home Buying Process

*Updated January 2018

Looking back, I have had the pleasure of working with women throughout most of my professional life. In my first career as an Esthetician, jsrealty4u women home facial men spaI worked in a Day Spa, where day after day a vast majority of our clientele was women. That’s not to say I never saw men – some guys do love their facial treatments! Fast forward to the present and my Real Estate career. Over the past 13+ years in this industry, I’ve worked with both men and women, and I can honestly say there is a difference between the two. While both are treated equally at the table, they show up with a different view on the Real Estate transaction, and their approaches and needs can be very different as well.

jsrealty4u women home buyingTrue or False? 

Single women make up 23% of first time home buyers.

According to the National Association of Realtorsit’s true!  Most women would tell you that there is a huge sense of independence in owing their own home, and it often helps them feel they are in charge of their future and financial goals. Regardless of whether they are single or not, women have a tendency to want to settle in and put down roots. Buying a home can give them the opportunity to do just that, while gaining a great sense of community and belonging. Here are the top 3 things Women need to know when buying Real Estate.

Know Your Budgetbudget women buying homes real estate jsrealty4u

First and foremost, what can you comfortably afford? This is key, as no one wants to be “house poor”. Getting in touch with the right professionals is going to be critical, so finding a great Realtor should be at the top of your to-do list. Realtors are a great resource when it comes to buying a home. Not only do they know home buying and selling inside and out, but a great agent is going to know all the key players needed during the transaction – including a great lender.

Once you have contacted your Realtor, request the names of several Lenders they recommend. Contact the Lenders to get pre-qualified for a loan. Fully understanding how much you can comfortably afford and still maintain the lifestyle you enjoy, is going to make or break your buying experience. For example, you may be able to afford $2,500.00 per month for your PITI payment (principal, interest, taxes, insurance), but do you really want to spend that much? If you spend that much can you reasonably maintain your lifestyle or are you going to have to cut back (less Starbucks, wardrobe adjustments, less travel, etc.)? If you are not willing to cut back then you have to know what comfortable means to you, and what that equates to in a purchase price. Women tend to look at Buying as an investment into their future, and will often proceed with caution. Take a hard look at the short term and the long term goals. You may even want to get in touch with a financial advisor to understand the big picture.

Know Your Home Style
jsrealty4u women buy home homebuyer real estate

Understanding what type of home you can afford, and what other expenses may be involved in owning this style of home is very important. If you can afford a single family home, you need to know ahead of time what the monthly, yearly, and even next 5 years will cost just for maintenance. And maintenance on a single family home may include simple things like the lawn and interior touch ups. It could also be potentially large expenses such as roof repairs or new windows.

If you have a clearer idea of what style home you want, whether it is a single family home where you can plant a garden, a townhome with a smaller backyard, or a condo where the gardens are maintained for you, this can be a real time saver. Consulting with your Realtor about this is extremely helpful. They will ask the right questions to help you understand more about what type of home is right for your lifestyle in the market you are located in.

Know Your Team

Last but not least, surround yourself with a great team – Realtor, Lender, financial advisor, home inspector, etc. Starting out with the right team can make all the difference in the home buying experience. Women often rely on and trust other professionals, so forming a team you can trust will provide a level of comfort along the way. Most likely you will only buy a few homes over the course of your lifetime. Take your time, do your research and make sure you feel comfortable with making the right decision. Buying a home is a wonderful experience, but it is not something to rush.

jsrealty4u team hofer koval taylor dunn charpentierWe love helping our clients find the right home! Whether this is your first home or your fourth, we are happy to help you through the home buying and selling experience. We believe in transparency and our experience and commitment to helping you find your dream home leads you to a wonderful real estate experience. Contact us today to find out more about the programs we offer – like cash back to our home buyers and our cutting edge, enhanced listing service.

With over $500 million dollars in closed real estate transactions you can be sure the JS Realty Team knows how to get deals done! Our clients are happy to refer us to their friends and family, and you can read some of our reviews here.  We are the expert Real Estate Agents you’ve been looking for! 

Beautiful Broadlands Home Listed For Sale

Beautiful Single Family Home in Broadlands area of Ashburn For Sale

Walk to shopping and dining at the Broadlands Village Center from this beautiful 3 level, 4 bedroom single family home! 21304 Hidden Pond Place is less than a mile from the Dulles Greenway and is also close to Routes 7 & 28. broadlands jsrealty4u

The main level boasts beautifully maintained hardwood floors & crown molding throughout. Tons of windows lets natural light fill the large family room, which features a gas fireplace, perfect for those cold wintry nights. A powder room with designer light fixture and pedestal sink can be found on this level as well.

broadlands jsrealty4uEnjoy cooking meals in the spacious and bright gourmet kitchen that was recently upgraded and boasts a huge granite island with a breakfast bar. The kitchen also features tons of cabinet space, farm-style sink, stainless steel appliances, recessed lighting, a pantry, and access to the deck and large backyard.

broadlands jsrealty4uSeparate Dining Room off the kitchen has a gorgeous chandelier, large window, and french doors that lead to the office. The office has a 2nd set of french doors that lead to the foyer, 2 large windows and built-in bookcase and shelving.broadlands jsrealty4u

Upstairs the spacious Master Bedroom boats vaulted ceilings, a ceiling fan with light, 2 large windows and a walk-in closet. The large Master Bathroom features a huge double vanity sink, walk-in shower, separate tile tub, recessed lighting, designer light fixture and multiple windows. broadlands jsrealty4u

3 additional large bedrooms all have closets and windows to allow for tons of natural light. A full bathroom features single sink vanity, tile shower/tub combo and designer light fixture. A closet in the hallway is perfect for storage. broadlands jsrealty4u

The lower level has a recreation room that features wainscoting, recessed lighting, a closet, and access to the fully fenced backyard. A large den would be perfect for a media room, as it has recessed lighting and a nook for additional storage. A powder room boasts tile flooring, designer light fixtures, and single sink vanity. Full size washers & dryers are located in huge wall to wall closet space that also has a utility sink and an additional refrigerator.

Download the Hidden Pond Place – Broadlands listing brochure for additional information. To schedule a private showing, contact Sarah King Taylor at 703-475-1003. This home is a MUST SEE in person!

Herndon Townhouse For Sale

Immaculate townhouse For Sale in Reflection Lake Community of Herndon

herndon jsrealty4uPride of ownership shows in this beautiful 3 bedroom, 2.5 bath townhouse! Located at 13302 Aiken Place in Herndon, Virginia, this townhouse has loads of upgrades, including:
-New paint
-New fireplace
-New cabinets
-New refrigerator
-New flooring in kitchen and powder room
-New windows
-New hot water heater

herndon for sale jsrealty4uMany windows fill this home with natural light. The living room features a new fireplace with wood mantle and marble surround. Granite counters, crown molding, and a custom backsplash can be found in the kitchen. A formal dining room showcases crown molding and a designer light fixture. Sliding glass doors lead from the living room to the patio, which is perfect for entertaining! The powder room was recently upgraded with a new vanity and flooring.

herndon for sale jsrealt4uUpstairs, a light-filled master bedroom has dual closets and features an attached, recently upgraded master bathroom! 2 additional bedrooms both have large closets and can easily access a separate full bathroom.

Outside, enjoy the fully fenced, landscaped and low maintenance backyard with a storage shed.

Additional details and photos can be found in our downloadable Aiken Place – Herndon Listing Brochure.

This beautiful house in Herndon is a MUST SEE in person! To schedule a private showing, contact Scott Koval at 703-625-3446. 

Arlington Townhouse For Sale

Townhouse in Arlington For Sale near Ballston-MU Metro Station

Less than half a mile from the Ballston-MU Metro Station in Arlington, this beautiful 4 level townhouse is located at 1117 N Vermont Street #G.jsrealty4u metro wmata arlington

Pride of ownership shows in this 4 bedroom, 3.5 bathroom townhome that’s located on a family friendly street. The home is close to shopping, dining, major roadways, and offers multiple commuter options. A beautiful and extensively landscaped yard has wonderful curb appeal.

Countless upgrades throughout the exterior and interior of the home include:
-New appliances (refrigerator, dishwasher, front loading washer & dryer)
-New garage door and lift system
-New Sliding Glass Doors
-New Stone Patio
-2 New Furnaces and A/C Systems
-New Carpets throughoutjsrealty4u patio arlington for sale

An attached 2-car garage leads into the home and a large rec room/4th bedroom. This room contains built-in shelves, chair rail, pocketdoors, and a gorgeous gas fireplace that can be converted to wood burning! Sliding glass doors lead to a fully fenced, stone patio that is perfect for entertaining.arlington for sale jsrealty4u

Natural light floods the home through the large windows. The living room on the main level features crown molding, chair rail, built-in bookcases, transom windows, and hardwood floors. A gorgeous electric fireplace can be converted to wood burning, and includes a wooden mantle and a marble hearth. The large kitchen showcases granite counters and custom cabinets, along with a center island, breakfast bar, pantry, wine rack, and more!jsrealty4u arlingtonUpstairs, the Master bedroom features vaulted ceilings, a ceiling fan, 2 walk in closets, and new carpeting. An over-sized vanity with 2 sinks and separate shower and soaking tub can be found in the attached Master bathroom. Bedroom #2 is spacious and has 2 walk-in closets and new carpeting. A full bathroom is also attached to this bedroom. In the hallway, a laundry closet boasts a new, top-of-the-line front loadingwashing machine and dryer. A second set of stairs lead up to a 3rd bedroom with a walk in closet, ceiling fan, new carpet, and attached full bathroom.jsrealty4u arlington metro home

For a visual tour of the home, view the slideshow here

You can also download our Vermont Street – Arlington Listing Brochure and the home’s unique Floor Plan.

The best way to see this home is in person! Contact us for private showing or call Sarah Taylor at 703-475-1003 or Scott Koval at 703-625-3446.

Where Should You Buy A Home?

We’ve all heard the old adage “location, location, location”. But what does that really mean when you’re looking to buy a home? Generally the phrase means “The 3 most important things in determining the value of Real Estate is location, location, location.” There is debate on when and who coined the popular term first, and you can read an interesting article on the subject in the New York Times written by William Safire.

For our discussion today though, we are going to look a little deeper than just value.

homeThe type of lifestyle you and your family enjoy is a key component on where to buy a home. Do you like a more Urban setting where shops, restaurants and amenities are close by? Maybe even within walking distance? Or would your family prefer a more tranquil Rural setting with a little more privacy? The “stage” your family is in plays a large part in this decision. Younger couples, and singles just starting out tend to want a more urban/city location. Couples that are ready to start a family might want a more suburban/neighborhood kind of feel to raise their children. Before finalizing your decision on location, it’s a very good idea to take a look around the areas in the daytime and at night. This will give the buyer a more comprehensive idea of the neighborhoods they are considering.

Family location buy a homeWhere are your family and friends located? Is it important for you to be close to grandma? Or are you looking for that happy balance between close enough to visit, but not right next door.

Buy a home traffic commute jsrealty4uCommuting to your work place is another major factor, especially in our area! Northern Virginia is a growing, busy place to live. Some people are more tolerant of a longer commute than others. Do you want to be within walking distance of public transportation? We have an extensive public transportation system that includes bus services, metro, VRE, carpools, commuter buses, and more. These options can help with commuting to work. Most people still like to drive themselves to work, so knowing how long your commute will be is useful information when deciding on the location of where to buy a home.

Location Buy A Home SchoolFamilies with school age children will want to consider school districts. Although our area has very strong school systems, the curriculum, teaching methods, and educational options available to the students can vary greatly. Buyers should definitely factor in the educational needs of their children and compare the different school options before deciding on where to buy.

A little prior planning and research can help a buyer make the process of finding a home a lot easier if you narrow down your location early on. Then you can really focus in on your desired neighborhoods and find the right home for you!

Download our List of Useful Websites to use for research on schools, amenities, transportation, safety, etc. Please keep in mind that although our list doesn’t encompass every site out there, it’s a great place to start!