THE ULTIMATE SELLING EXPERIENCE

Creating a positive selling experience for our clients

The JS Realty Team has a very specific way of selling a home. We like to create a positive selling experience from start to finish. In order to fully understand how we operate, we’re going to walk you through our most recent transaction.

JS Realty business people interview sell home

Not long ago, we received a referral for a young lady (let’s call her “Anne”), that had decided to sell her home.  We scheduled an appointment to meet with Anne at her home. We arrived prepared to explain our comprehensive marketing plan and to review exactly how the market was performing in Anne’s area. The first thing we did was take a tour of the home. During the tour, Anne told us what she was planning to do to her home to get it ready for the market. paint jsrealty4u js realty team sellingShe had a good grasp on what needed to be done and we were able to give her some additional ideas that we know will help the home show its best.

With over 20 years of experience and over $200 million in home sales, we are able to provide our clients with valuable advice, along with cost-effective ideas to help their home sell for the most money in the shortest amount of time.

JS Realty Contract PaperAt this point, Anne was very pleased with our advice and marketing plan, so we moved on to explain the “Exclusive Right to List” listing agreement. This contract between the JS Realty Team and the seller gives us the right to sell their home and represent them. The very next day, Anne signed on with us and became a client of The JS Realty Team @ Samson Properties.

Our next step was to install a FOR SALE sign with a “Coming Soon” rider to start creating a buzz through the neighborhood that a home was about to enter the market. Anne worked on the items to get the home ready for market, while we kept a close eye on the activity in the neighborhood and started our preparations for listing the home for sale.

jsrealty4u JS Realty selling iphone pictures cameraOnce the home was ready, we brought in our professional photographer to take still shots and a moving Virtual Tour of the home and neighborhood amenities. When we received the images from the photographer, we set out to build the listing, web sites, take room measurements, film a YouTube video, and create brochures, then roll out our extensive social media campaign. And that’s just part of the many facets of our marketing program. We suggested that the home “go live” on the market on a Thursday evening, so when Realtors and buyers who were searching for homes in Anne’s neighborhood woke up Friday morning, our new listing would be live and complete for them to view.

In addition, an Open House was scheduled for the first Sunday that the home went on the market. Anne’s home generated a lot of interest right from the start, and we had multiple showings that Friday & Saturday, along with over 20 groups throughout the Open House on Sunday. On Monday we received an offer, and after discussing the offer with Anne, we devised a strategy to get the contract ratified. After negotiating with the buyer’s Agent, we were able to facilitate an agreement that both the buyer and Anne were happy with.

JS Realty Checklist Inspection ReportOnce the contract is ratified, our job turns to getting the contingencies closed. These included home inspection, radon, HOA disclosure packet, appraisal and financing. This is a very important step in the transaction and we take the contract deadlines very seriously to protect our clients.

This transaction has moved very smoothly.  There are always issues and items to be dealt with, but that is why you hire the experience of the JS Realty Team @ Samson Properties. Anne is moving towards settlement day and we are looking forward to another successful transaction!

Anne has been so pleased with our comprehensive program and attentiveness to details, that she has already given us 2 referrals! This is helping us achieve our goal of building lifelong relationships with our clients.JS Realty Couple with Realtor

Let us start a lifelong relationship with YOU! If you’re thinking of buying or selling a home, contact us today. We’d love to sit down and talk to you about all of the possibilities the current market has to offer!

 

LIVING IN LOUDOUN COUNTY

Loudoun, Loudoun, Loudoun… everyone keeps talking about living in Loudoun County, Virginia. What’s the big deal?

The deal is that this county keeps hitting the news for being one of the top counties in the country to live in. Recently named one of the “Happiest” Counties to live in across the United States, let’s take a minute and really look at what is so special about living in Loudoun County, Virginia.JS Realty LoCo Flag2

WORK
The unemployment rate is very low – about 3.7%, whereas our national average is 5.3%. This tells us jobs are plentiful and most are employed as needed.

map jsrealty4uLOCATION
Loudoun is located about 30 miles from Washington, DC (our nation’s capital). DC is best known for its museums, memorials, and government headquarters and is probably one of the most educational vacation destinations in the US. But it is also a fun city to explore with a wide variety of entertainment, outdoor recreation, great restaurants and plenty of places to relax and people watch.

SPORTSHockey Soccer Baseball Basketball Footaball
Did you know that the Washington Redskins training facility is located in Loudoun? Living here, you may even sit next to a Redskin while out to dinner with your family. One of our favorite things about being close to DC is that within a short drive or ride on the Metro, you can watch a Washington Nationals, Capitals, Wizards, or a DC United game!

LIVE MUSICJS Realty Lunasa Live
In addition to seeing some of the best musicians in the world at the Verizon Center and Nationals Park in DC, there are dozens of live music venues around DC, MD, and VA – all within a short drive of Loudoun!

EXPERIENCESwinery JSRealty4U
Loudoun County is perfect for the multi-generational, multi-cultural families and singles, making it a great home for everyone. From the rural country and mountainous communities to the Potomac River and Goose Creek suburbia, this County offers a multitude of living experiences. Loudoun offers Horse Country, Wine Country (featuring over 44 wineries and distilleries!), micro breweries, golfing, museums, premium outlets, amazing restaurants… we could go on!

SCHOOLSJS Realty Children in elementary school are raised hand in classroom
The Happiest County in America is also known for its education – from public to private, they offer great educational opportunities. There are a total of 8 colleges located in Loudoun County, one of them being George Washington University‘s Virginia Campus. Families rave about the modernization of the public school system and cannot say enough great things about the education their children are getting. The public school system also offers expanded educational pathways, such as career & technical training, the Monroe STEM Academy, and the Academy of Science, to name a few. Interested in a private, modern, state-of-the-art early education program? Check out one of Loudoun’s finest, Bean Tree Learning Center.

FOODThe V Brewhouse Eatery JS Realty
If you’re a foodie, you won’t have to go far to find a great meal! Whether you are looking for the Best BBQ, Maryland Blue Crabs, or a fantastic fine dining experience, it’s just around the corner here in Loudoun! And if it’s not, you can easily find a place to satisfy your taste buds within several miles that will be worth the drive! Some of our favorites include The Restaurant at Patowmack Farm, Market Table Bistro, Tuskies, Mokomandy, & Melt Gourmet Cheeseburgers. You can literally take your taste buds for an amazing tour around the County!

JS Realty Golf Creighton Hole
Golf Course at Creighton Farms

From beautifully landscape neighborhoods to gorgeous farmland filled with all types of livestock, and fresh, locally grown produce – it’s easy to see why Loudoun is THE County to live in.va lovers sign js realty

As the saying goes, “Virginia is for LOVERS”. And we LOVE living in Loudoun County!  We think you will love it too! Contact us today for a tour of homes in Loudoun and let us show you all we have to offer.

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The JS Realty Team – not only serving Brambleton, serving all of Northern Virginia.

THE HOME BUYING EXPERIENCE

You’ve decided to buy a home… a smart decision, considering rental rates are constantly on the rise and interest rates are continuing to hold at near-record lows. The JS Realty Team @ Samson Properties has the knowledge and experience to guide you through the entire process. From your initial consultation through settlement day, we will tailor the buying process to meet your specific needs through the following steps.

1. GATHER INFORMATION
At your initial consultation, we need to gather lots of information from you to aid us in the progression of finding the RIGHT home for YOU. So be prepared for a barrage of questions! You can expect this conversation to include:JS Realty Check List Blank

-Style of home you prefer
-Features of a home that are most attractive to you
-Lot size
-Desired location(s)
Contacting a Lender to get you pre-qualified for a loan
-School districts
-Neighborhood feel

Once we’ve compiled your wish-list, the next step is to set up a personalized search specific to your requests.

2. FIELD TRIP!JS Realty Showing Home
Here’s where the real fun begins. Tours can be set up based on the properties you’ve chosen. While touring, we will ask additional questions in order to continue refining your search. You may choose to add to your current list as well as rule out many already on the list.

3. CONTRACT NEGOTIATIONJS Realty House contract
After you’ve successfully chosen the home that’s right for you, your Realtor’s value and importance will really shine through at this stage of the game. We will negotiate the terms of the contract in order to achieve the best results attainable. Once the terms of the contract are in place, the next most important step is the inspection.

4. HOME INSPECTIONJS Realty Home Inspection
We will now hire a licensed home Inspector who will thoroughly examine the property and provide a detailed report with potential items which need to be addressed. The Inspector will also provide tips for preventative maintenance that can potentially save you money in the future.

5. PLANNING YOUR MOVEJS Realty Calendar Red Moving Day
While waiting for your loan to be finalized and settlement day to arrive, you’ll want to begin planning your move. Once the transaction is settled, you will receive keys to your new home!

Although the buying process is now complete, remember that the JS Realty Team is always available to you for additional questions and any further Real Estate needs. Feel free to contact us at any time!

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The JS Realty Team – not only serving Brambleton, serving all of Northern Virginia.

HOME JUST LISTED IN ARLINGTON

JUST LISTED! This charming 3 level, 2 bedroom, 2 bathroom town home conveniently located on South Stafford Street in Arlington, Virginia was just listed for sale!

JS Realty Exterior - Fairlington 3244 S Stafford StThis gorgeous town home located in the highly sought after Farlington Community offers so many amenities to its residents, including: meeting room, amphitheater, basketball court, grill area, fitness center, gazebo, rose garden, paved trail, walking/jogging path, picnic area, tot lots, farmers market on Sundays & so much more!

JS Realty 3244 S Stafford St Kitchen Living Room2This area is a commuters dream; walk out your door to a Metro bus stop or use one of the several Metro bus stops throughout the community. This home is less than 5 miles from the Pentagon Metro Station & King Street Metro Station, and just a short drive to Reagan National Airport & Washington DC Walk to the Dash for a direct ride to the Pentagon.

Enjoy shopping, dining & entertainment at The Village at Shirlington, located less than a mile away!

JS Realty 3244 S Stafford St KitchenWindows galore fill this freshly painted home with tons of natural light. Find crown molding, chair rail, ceiling fans, and other updates to this beautifully maintained brick home that backs to a common area.

The adorable back yard is just off the kitchen and has both a stone & brick patio, which is perfect for entertaining!

Call us today at 703-475-1003 or 703-625-3446 to schedule a private showing of this charming home!

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The JS Realty Team – not only serving Brambleton, serving all of Northern Virginia.

TOP BRAMBLETON HOMES FOR SALE

Summer is in full force and Brambleton is all the BUZZ! As of today, there are 117 Condo’s, Townhomes, and Single Family homes listed for sale in the MLS just in Brambleton. Out of those 117 homes, we’ve listed below a few that we think are worthy of a closer look. There is literally something here for everyone! And don’t forget, in Brambleton everything you need is just minutes away. You can even enjoy a vacation without ever leaving town!

Be sure to take note of these great properties for sale, and contact us if you find one you want to see in person!

BLUE ELDER TERRACE – The lowest priced condo available!JS Realty Blue Homes Sale

THIMBLEBERRY SQUARE – A 3 bedroom condo for only $235,900!JS Realty Homes For Sale Brambleton

BENFOLD SQUARE – Large, new construction Townhouses for under $400K!JS Realty Benfold Brambleton Homes
HIGBEE LANE – This gorgeous Single Family home is only $550K!JS Realty Brambleton Homes

RICHLAND GROVE DRIVE – Beautiful Winchester home, with quick delivery!JS Realty Brambleton Homes

LOIS LANE – The largest home available today. Fit for a superhero!  JS Realty Lois Superman Homes Sale      JS Realty Brambleton Lois Superman Homes

Call us today at 703-475-1003 to take a closer look at any of these homes or any other home in the Brambleton Community!

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The JS Realty Team – not only serving Brambleton, serving all of Northern Virginia.

WHAT IMPACTS A CREDIT SCORE

How does my credit score affect my mortgage loan application?

Today we will look at credit reports for a potential mortgage borrower, what impacts the score, and how to improve your score.

When a lender runs a credit report on a potential borrower, there are three National Repositories that will report a credit score. They are:
1. EquifaxJS Realty Credit Equifax Experian TransUnion
2. Experian
3. Transunion

Most lenders will use the middle of the three credit scores to determine what type of loan and what interest rate a borrower qualifies for. Generically speaking, the higher the score, the lower the interest rate a consumer will be offered.

JS Realty approved creditThese three reporting entities will provide a credit score that is used to determine the risk associated with a particular borrower regarding repayment of the loan. A number of credit related variables are used to calculate the credit score. The credit score is used as a predictor as to the likelihood that the consumer will have late payments in the next 24 months. The lower the score, the greater likelihood that the borrower will be late on a payment or payments.

What are the variables that have the greatest impact on the credit score and their relative weight in the scoring?

JS Realty credit score variablePast Payment History – 35%
 -Late payments are shown for payments that are 30, 60 and 90 days late.
Current Account Balances – 30%
-Any account that has a balance of greater than 30% of the available credit limit will reduce the credit score. Balances of more than 50% will result in even lower scores.
Credit History – 15%
-How long have you had the account? Typically, the longer the better.
New credit cards will lower your score at first.
-Closing out an account will have a negative impact on your score.
Types of Credit – 10%
-The most heavily weighted type of credit is those with finance companies
Credit Inquiries – 10%
-Too many inquiries will result in lower scores

The following table will provide information on the length of time that your credit will be impacted by certain events.

JS Realty creditPayment History………….7 years(Date of last activity)
Collection accounts………7 years(Date of origination)
Judgments………………..7 years (filed)
Chapter 7………………10 years (entry)
Chapter 13……………….7 years (entry)
Inquiries………………….2 years /90 days
Tax Liens…………………7 years / (PAID)

By law, there are some factors that cannot be used in the scoring model.

Race/NationalityJS Realty Credit Ethnic
Gender
Age
Religion
Marital status/Sexual Preference
Employment/Length of Employment/
Position or Title
Income
Address
I
nterest rate charged on a particular credit card

In summary, to receive the highest credit scores, you should have 3-5 credit lines that you pay on time and keep a balance of less than 30% of the credit limit. Spread out the use of multiple cards so that you have a low balance on all of them.

Please feel free to contact me if you are interested in learning more about how to increase your credit score or if you have any questions regarding credit and/or mortgage loans.

JS Realty Keith Harris
Keith Harris
NMLS # 838973

 

Keith Harris
Senior Loan Officer
Intercoastal Mortgage Company
Direct: (703) 259-0788
Cell:    (703) 395-6601

 


JS Realty Free Analysis Contact UsThe JS Realty Team – not only serving Brambleton, serving all of Northern Virginia.

OFFICE/RETAIL BUILDING FOR LEASE

JS Realty Olde Mill Ashburn LeaseRecently listed For Lease is the charming and historic “Olde Mill” building, located at 20704 Ashburn Road in Ashburn, VA.

This building is zoned for commercial use, either retail or office space. The building can be divided up as small as 1,500 sq ft or up to 6,000 sq ft. Full Service with 3 year lease available!

JS Realty olde mill building ashburnRight off the Washington & Old Dominion (W&OD) Trail and Ashburn Road, this building is in a prime and highly sought-after location!

For additional images, floor plan, and demographic information, download our Olde Mill Building Lease Brochure.

 

Please note: this is a Confidential Listing. All inquiries MUST go through Agent. Please do not disturb current staff.

Call Sarah today at 703-475-1003 for a private showing of this unique and historic building!JS Realty Free Analysis Contact Us

The JS Realty Team – not only serving Brambleton, serving all of Northern Virginia.

HOME FOR SALE IN VIENNA

This week we are excited to feature a beautiful town home for sale in the highly sought after Dunn Loring Village – 8577 Dellway Lane in Vienna, Virginia.JS Realty Home ViennaThis wonderfully updated town home features 3 bedrooms, 2 bathrooms, and 2 half-bathrooms. There is fresh paint throughout the entire home and hardwood floors on main level. The kitchen was recently remodeled and updated kitchen has new granite countertops, new cabinets, a built-in microwave, and tile floor.

JS Realty House Backyard Fence DellwayA great rec room leads out to a beautiful and spacious fenced in backyard with a deck.  This home is in a great location near major roadways and within a mile of the Dunn Loring Metro Station and the Mosaic District. This home is a must see!

Download the Dellway Lane Brochure.

Call us today at 703-625-3446 to see this home in person!

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The JS Realty Team – not only serving Brambleton, serving all of Northern Virginia.

HISTORIC HOMES IN LOUDOUN

If you love history and historical homes, Loudoun County is rich in it. There are currently more than 50 homes that are still preserved and listed on the National Register of Historic Places. These are a testament to the past history of Loudoun – some of them are still occupied, some are museums, and some just simply exist.

JS Realty Morven Park Davis Leesburg
Morven Park – Davis Mansion, built ca. 1780

History tells us that Loudoun County constitutes part of the five million acre Northern Neck of Virginia Proprietary granted by King Charles II of England to seven noblemen in 1649.

In 1757, by act of the Virginia House of Burgesses, Fairfax County was divided. The western portion was named Loudoun for John Campbell, Fourth Earl of Loudoun, a Scottish nobleman who served as Commander-in-Chief for all British armed forces in North America and honorary Governor of Virginia from 1756 to 1768. Leesburg has served continuously as the County Seat since 1757.

JS Realty Waverly Loudoun VA
Waverly, built ca 1890. Photo courtesy Eric Strawser.

Settling in Loudoun began in 1725 to 1730. The lower portion of Loudoun was being established as large tobacco plantations.

JS Realty Woodgrove Loudoun
Woodgrove Stone House, built ca 1785

Loudoun was known for its agricultural business and an area where the rich came to vacation (away from the hot city, DC), however in the 1960’s a shift began. Dulles International Airport was built and the airport attracted new businesses, workers and their families to the area. Roads began to be built and the rest is modern history!

Loudoun is now home to more than 363,050 people (2014 Census) and our history will only continue to grow. We can only hope to leave a piece of history for those looking back on us 300 years from today.

JS Realty Janelia Loudoun County
Janelia Farm, built 1936. Photo courtesy Rexignis.

As you can see, Loudoun’s history is almost 300 years old, and we are fortunate enough to have homes that still exist to tell the story of settlers that started what we call home today.

JS Realty Carlheim Historic Mansion
Carlheim (Paxton Campus), built ca 1872

We’ve compiled a comprehensive list of most of the Historic Homes in the Loudoun area. If you’re looking for a fun “stay-cation” adventure, pick out your 3 favorite homes to drive by and/or visit. Maybe you will be able to step back in time and learn about the daily lives our fore-founders were living, making history and supporting how we got here today.

Download the list of Historic Homes in Loudoun County here.

We love historic and even just “older” homes. If you’re looking to move to Loudoun County, contact us today to set up a tour of homes to see – we will customize the tour to suit your taste and needs!

JS Realty Free Analysis Contact UsThe JS Realty Team – not only serving Brambleton, serving all of Northern Virginia.

DO I SELL OR RENT MY HOUSE?

A few weeks back we gave you some info on how to decide whether it made more sense for you to Rent or Buy a home. Today we’re going to discuss renting out your home versus selling it. There are many factors to consider before making that decision. Here are just some of the questions you must answer to make an informed decision:

JS Realty Rent Question

Monetarily, how would renting affect your bottom line?
How does the rental market compare to the sale market in your neighborhood?
How emotionally attached to your home are you?
How permanent is your reason for moving – are you moving out of the area for good or do you want a new/different home?
What condition is your home in, has it been updated?

ALL ABOUT THE MONEY
If you need the proceeds from the sale of your home to purchase another home then obviously renting is definitely not an option. If you can cover the costs of owning your home by the rental income your home will bring, then you might be a candidate for renting your home. Remember: your costs not only include your mortgage and any HOA/Condo fees, but the upkeep and maintenance. If you can make a positive cash flow plus receive the tax benefits, then renting might be an option.JS Realty Refinance Monney Calculator Bills

Another financial part of the equation is how your homes market will look 5-10 years from now. Although no one has a crystal ball to know exactly how the Real Estate market is going to react, determining what the market is likely to do will help in your decision. If your homes market is on the rise, then you could possibly benefit from having tenants that pay for the cost of keeping the home, and you’ll also be making money on the equity that’s being built!JS Realty Graph Real Estate

WHY ARE YOU MOVING?
The reason for your move also needs to be examined. If you are leaving the area and do not plan on returning, then renting and managing your rental home becomes JS Realty Prop Management Rentmore difficult. If this is the case, but you definitely want to rent, you should consider using the experience of the Property Management Team at the JS Realty Team. Our Property Management Team will make the managing of your home as stress-free as possible. And if you do plan on returning to the area after a couple of years away, then you need to determine if you are going to want to move back into the same home, or find a new one.

ARE YOU ATTACHED TO YOUR HOME?
JS Realty Rent Sell Landscape Home
This is another major factor to consider. How tolerant will you be of strangers living in your home? For example, if having your prized landscaping not kept up to your standards would make you upset, you may want to reconsider if renting is right for you. No matter how well you screen your potential tenants, there is still the potential that they will not treat your home like you do. The JS Realty Team performs our due diligence when screening potential tenants and we have had tenants that have left our clients homes in better condition than when they first moved in. On the flip side, we’ve also had tenants that did not fare as well as we would like. You are always taking a chance when you let strangers live in your home.

IS YOUR HOME UPDATED?
JS Realty Rent Sell Renovate Update
Tenants tend to be less fixated on items such as fixtures, appliances, and such because they are renting and only going to be there on a short term basis. Buyers are going to be more selective when choosing a home, and may rule out one that has not been updated. If you need to invest time and money to update your home for the sale market, this also needs to be entered into your decision making process.

There are many factors that go into deciding whether to rent out or sell your home. Trust the experience our JS Realty Team members have to go over your personal situation and discover what the best options are for you. Contact us today to get started!

JS Realty Free Analysis Contact UsThe JS Realty Team – not only serving Brambleton, serving all of Northern Virginia.